Schedule of Fees and Costs

PAC charges for most services on a fixed fee basis that include but are not limited to the following:

Schedule of Fees and Costs

Open Account
Includes file set up, initial phone discussions, research ownership and title, status of liens, and other possible foreclosure actions. Review association's collection policy and accounting records.
$100.00
Send Pre-lien Letter
Or review previously recorded lien for legal compliance.
$150.00
Bankruptcy Research
Research bankruptcy court records to determine if a bankruptcy has been filed, and if so, the status of the bankruptcy. Recommend strategy to HOA.
$50.00
Prepare and Record Lien$350.00
Pre-Notice of Default Letter
Update accounting, review status of title again, and send demand letter to debtor advising that the foreclosure process (NOD) will start within seven days unless payment is made or a satisfactory payment plan has been approved.
$100.00
Payment Plan
Negotiate a payment plan satisfactory to the HOA and debtor, if possible.
$100.00
Transfer to Trustee Administrative FeeNo Charge
Prepare Notice of Default (NOD) $400.00
Prepare Notice of Sale (NOS)$100.00
Trustee's Certificate of Sale$100.00
Prepare Trustee's Deed$100.00
Partial Payments
Acceptance and accounting for partial payments as required by law and distribution to HOA.
$40.00
Payment Plan Default Letter $70.00
Verification of Account
Prepare response to debtor who disputes claim as required by the Federal Fair Debt Collections Act.
$100.00
Personal Check Payment
Verification of clearance prior to distribution.
No Charge
Escrow Demand$100.00
Settlement Offer Fee
Preparation of debtor's offer to settle to the board of directors.
No Charge
File Management FeeNo Charge
Status ReportsNo Charge
Additional services to be provided by an attorney$390.00 per hour
*Plus any filing fees, recording fees, title fees, trustee's sale guarantee (title report), postage, messenger fees, process service, publication fees, auction fees, and any other necessary expenses or costs.